Personal Tax Strategy

Mackenzie tax tip of the month Do you reinvest any distributions of investment income paid to you? You can minimize unnecessary distributions in your non-registered account	September 2011
Mackenzie tax tip of the month It is possible for you to defer your RRSP deduction to a future year? Each year, Mackenzie Investment's Tax and Estate Planning team writes an easy-to-follow guide that can answer all your questions about taxes and mutual funds.	August 2011
Mackenzie tax tip of the month From your Mackenzie Tax & Estate team Do you own or plan to purchase a property outside of Canada?	July 2011
Mackenzie tax tip of the month Are you selling your house? Remember, you have to report income earned abroad on your Canadian taxes.	May 2011
Mackenzie tax tip of the month Are you selling your house? If you’re selling your principal residence, remember the capital gains earned from the property sale can be tax-free because of the principal residence exemption (PRE). Each family (you, your spouse or common-law partner, and any unmarried children under the age of 18) can designate just one property as a principal residence for each year.	April 2011
Everything you need to know about taxes and mutual funds Each year, Mackenzie Investment’s Tax and Estate Planning team writes an easy-to-follow guide that can answer all your questions about taxes and mutual funds.	April 2011
Tax tip of the month From your Mackenzie Tax & Estate team If you live with your spouse or common-law partner (CLP), and their income is less than a specified amount ($10,382 in 2010), you can claim up to that amount on your federal tax return as a spouse or common-law partner credit. This credit provides federal tax savings of up to $1,557 (2010).	March 2011
Attention Baby Boomers: Here's everything you need to know about RRSP to RRIF transfers To help fund their retirements, many will soon be converting Registered Retirement Savings Plans (RRSPs) to Registered Retirement Income Funds (RRIFs). To help, Wilmot George, Director, Mackenzie Tax and Estate Planning, has created the following step-by-step guide.	March 2011
Cut your taxes and save your money As the first decade of the new century draws to a close, it's an ideal time to run through a financial checklist that can help you save your money and grow your investments.	December 2010
Philanthropy traps and how to avoid them Many people make philanthropy a part of their life, committing either time or money to assist others. But it’s important for individuals to not only organize their current philanthropic affairs, but also to look ahead.	July 2010
What do 20.3 million Canadians have in common? They have unused contribution room in their RRSPs totaling almost $539 billion.	February 2010
Getting the most out of your Tax-Free Savings Account Now that the federal government’s newest savings vehicle, the Tax-Free Savings Account (TFSA), has entered its second year, many Canadians are reviewing their plans to ensure that their investments match their objectives.	February 2010
Act now, and save on your 2009 taxes As the final weeks of 2009 draw to a close, most of us are focused on holiday activities.	December 2009
Open a TFSA for Christmas It’s the time of year when we start deciding what to buy our family and friends for Christmas. But why not give yourself a gift, by opening a Tax-Free Saving Account before the end-of-year deadline.	December 2009
There is no such thing as a good tax - Winston Churchill We’re heading into the final weeks of 2009 – a year that started with a pleasant surprise when Ottawa introduced the Tax Free Saving Account (TFSA).	November 2009
Your advisor can help you invest tax-efficiently For Canadians, there are two ingredients to successful investing: performance and tax efficiency. In this article, we’ll introduce four approaches to taxes that you may want to discuss with your advisor.	May 2009
Beat the April 14 RRIF deadline If you want to benefit from the federal government’s decision to reduce the minimum RRIF payment by 25% for 2008, you must act on or before April 14, 2009.	April 2009
Comparing TFSAs and RRSPs We’re almost four months into the New Year now, and you’ve probably made a contribution to your RRSP, but what are you doing about the new Tax-Free Savings Account?	April 2009
The auditor’s “Top Ten” It’s tax season again, and we often get asked the question: “What items are most likely to be audited by the Canada Revenue Agency (CRA)?”	March 2009
Have you opened your TFSA yet? We’re more than two months in 2009 – a year when the federal government decided to let us invest without asking us to pay taxes on the money we earn.	March 2009
Yes, there is a tax-free way to invest Have you ever wondered how fast your money would grow if you never had to pay taxes on the income it earned?	February 2009
New RRIF rules are coming: maybe If you have converted your Registered Retirement Savings Plan (RRSP) to a RRIF account, you are probably aware that you must withdraw a percentage of the value in your RRIF each year after you have reached age 71.	January 2009
The TFSA: a gift from Ottawa Winston Churchill was probably right, and it's not often you get a free pass when it comes to taxes. But starting on January 1, 2009, Canadians will be able put up to $5,000 annually into a Tax Free Savings Account and never have to pay tax on the money it earns.	January 2009
Dividends: superior performance over time Historians trace the first dividend payouts to 16th Century British sea captains who shared any profits they made overseas with their investors.	January 2009
Tax reminders for 2009 Here are a few reminders and tips that can help you meet the tax deadlines and save a little money.	January 2009
It’s easy to withdraw from and re-contribute to TFSAs In less than a month, you will be able to start contributing to the new Tax-Free Savings Account (TFSA).	December 2008
RRSP or TFSA: Why not both? With RRSP season upon us, and the Tax-Free Savings Account (TFSA) becoming available in January 2009, should you put money in your RRSP or the new TFSA?	November 2008
Goodbye to the 40% headwind! Why the Tax-Free Savings Account is the next big thing Here’s a Canadian math problem. Q: What’s $100 - $40? A: Your after-tax return on $100 of earned interest.	October 2008
Finally, you can beat the taxman There’s really only one thing you need to know about the upcoming Tax-Free Savings Account: just get one.	September 2008

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