Investing 101

Retirement U Easy lessons to help guide you through retirement To help you anticipate the level of financial security you’ll need in retirement, it can be helpful to visualize the big picture. The attached diagram from Mackenzie’s Retirement U workbook illustrates a simple way to map expenses against potential sources of retirement income.	August 2011
To hedge or not to hedge Ever since the Canadian dollar bottomed out at 61.79 cents US on Jan. 21, 2002, it has been moving steadily higher, hitting a recent high of $1.05 US on April 29, 2011. The loonie’s ascent, which some analysts think could reach $1.10 US or higher, has posed a problem for Canadian investors holding US assets.	July 2011
Investing for life Will you outlive your money? Did you know that, according to the World Bank, the lifespan of the average Canadian is steadily increasing, rising from 71.1 years in 1960 to 81.2 years today?	July 2011
Mackenzie Cundill Value Fund Consistent growth for 37 years An investment solution that will let you sleep at night	May 2011
Retirement U Higher Education for Your Financial Needs Whether you're 45 and thinking about retirement or 65 and leaving the workforce, you'll have to weigh a number of financial options.	May 2011
Bulls markets outrun bears – every time When stock markets tumbled into a steep correction in early 2009, investors found it hard to “stay the course.”	April 2011
Symmetry One Portfolios An investment solution that will let you sleep at night It’s extremely difficult to manage investments on your own. That’s why today more than ever investors recognize the value of having a disciplined investment program managed by professionals.	April 2011
What's the big difference? What is going to make a difference in the way you invest 2011? It could be in the mix of investments you choose, or it could come down to your own behavior - in saving a bit more, making wise consumer choices and using financial advice. In that spirit, here are three “big difference” ideas for 2011.	February 2011
Your 2010 RRSP checklist RRSPs are an essential part of any investment portfolio. And the Mackenzie Tax & Estate team constantly updates investors and their advisors about any changes in the rules and regulations surrounding RRSPs.	February 2011
Some things in life just go great together Some things in life are good on their own, but work even better together. Peanut butter and jam. Movies and popcorn. Simon and Garfunkel. There can be great pairings in mutual funds too, especially for global investing, such as the combination of Mackenzie Cundill Value Fund and Mackenzie Ivy Foreign Equity Funds.	October 2010
Are you a bond or a stock? Some experts believe your age and where your are in your career should play an important part in your asset allocation strategy -- the mix of what kind of investments you hold, such as stocks, bonds, real estate and cash. Author, researcher and investment manager Roger Ibbotson relates it to your human capital, and how to calculate it.	October 2010
Double-dips are only for ice cream cones While the roller-coaster ride of capital markets may have raised concerns of a “double dip” recession, things may not be as bad afterall, suggests Norman Raschkowan, Mackenzie Chief North American Investment Strategist. He reads between the lines of economic trends to highlight some positive indicators for continued improvement.	October 2010
The value of advice Shopping for a financial product on your own these days is bit like going to a busy supermarket on a Saturday morning. No matter what you’re looking for, you suddenly realize that there is an awful lot to choose from and aside from the packaging they all seem the same.	September 2010
Taking the mystery out of the language of investing Investing comes with its own vocabulary. There are the more common phrases and words – bull and bear market – to name just two.	September 2010
The value of financial advice A new poll underscores its importance Finding your way through the maze of financial products offered every day is no easy task. That’s probably one of the reasons why a recent survey carried out by Ipsos Reid for the Investment Funds Institute of Canada (IFIC) found that investors with a financial advisor were more confident about their future than those without one.	June 2010
Bulls trounce bears – by a wide margin When the market tumbles into a correction, investors are often distracted by the gloomy headlines and endless commentaries claiming that things will become even worse.	June 2010
Investing on the installment plan The old saying, “it takes money to make money,” leaves out this important detail: How much money does it actually take to make money?	June 2010
Are resource prices headed higher again? When you drove your full-sized SUV into a gas station in July 2008, you probably suffered a little sticker shock when it cost you almost $140 to tank up. If you did, you weren’t alone.	May 2010
Why investors may need to hedge their portfolios against inflation There are things in your financial life you can control – like the amount you save, and the amount you spend. But there are also external forces to be aware of, such as inflation.	May 2010
Mutual fund investing and fees Every investor knows that when you buy a mutual fund you pay a fee. Download the brochure "Fees and Mutual Fund Investing: The Facts" here.	March 2010
How long would it take you to double your money? At today’s average savings account interest rate of 0.83%, it would take 87 years to double your money, or just slightly longer than the lifespan of the average Canadian.	February 2010
Four investment themes to consider in 2010 As we head into 2010, the strength of both the economic recovery and equities markets will become clearer.	January 2010
Fixed income: with rates at all-time lows, diversification is vital After last year’s market turmoil, it’s no surprise that capital preservation preoccupied the majority of investors in 2009.	January 2010
Bastasic: Not all fixed income is created equal In 2009, Dan Bastasic has brought new meaning to the description “active manager.”	December 2009
Building on strength Mackenzie offers investors more choice Since its founding in 1967, Mackenzie Financial has strived to offer investors a broad choice of investing options.	December 2009
Harmonized Sales Tax & Mutual Fund Investors The Harmonized Sales Tax (HST) combines the federal GST and provincial retail sales tax (RST) into one single sales tax, administered by the federal government on the majority of goods and services purchased by consumers.	November 2009
Mackenzie Sentinel Registered Strategic Income Fund Portfolio manager Dan Bastasic has embarked on the next phase of his nine-year tenure at Mackenzie Financial, with the launch of Mackenzie Sentinel Registered Strategic Income Fund.	November 2009
Great American companies are ready to grow again Why invest in the US? That’s a question many Canadian investors asked themselves when the financial crisis roiled Wall Street and markets tumbled.	November 2009
How Mackenzie protects your interests Throughout its 42-year history, Mackenzie has developed a strong culture of serving the interests of clients.	October 2009
Protecting your foreign investments with currency hedges Canadians travelling to the US immediately understand the impact of changes to the value of the Canadian dollar.	September 2009
Canadian investors trust their advisors There is value in advice Investors have been on a roller coaster ride, with last winter’s deep sell-off followed by a strong rally this spring and summer.	August 2009
Three investing themes to consider Since 2003, investors have seen two distinctly different investing realities – the five-year Canadian bull market that saw resources and financials set new highs, and the subsequent sell-off.	July 2009
First half of ’09: The recession bites, but the market rallies What a difference a year makes. On June 18, 2008, the S&P/TSX Composite Index soared to a record 15,073 and a few weeks later the price of oil reached an all-time high of $147.90 a barrel.	July 2009
Should you stay invested in the market? While there has been a very strong equity market rally through the spring, overall the last year has been tough on investors.	June 2009
Despite the gloom, markets will head higher again As investors we’ve all been surprised by market sell-offs. The question is: how do we react?	March 2009
Veteran manager sees opportunity in equity markets, cautions against trying to time the rallies Investors who have watched equity markets fall over the past 12 months, are probably wondering what will happen next.	February 2009
How mutual funds protect your money We’ve all read and heard stories about investors who have been hurt by financial companies that have mishandled their accounts.	February 2009
A quick guide to value and growth styles In the 1950s and 1960s, there were very few mutual funds in Canada, and most had broad investment mandates.	February 2009
How important is financial advice? According to a study by Statistics Canada, people who receive financial advice feel more confident that their retirement savings will help maintain their standard of living in retirement.	December 2008
Mutual funds have extra safety measures built in Craziness. That’s how most of us would describe the markets over the last couple of months.	November 2008
Special Article The global credit crisis and stock market decline: How did we get here?	October 2008
Volatility rules of thumb We hear a lot about “volatility in the markets” in the news. Usually that’s a euphemism for “Markets are way down.”	October 2008

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