Investment Solutions

It's never too late to invest
Your RRSP checklist for 2012

Since their introduction in 1957, investing in RRSPs has been a core strategy for most Canadians. And despite the recent market volatility, according to a poll commissioned by Mackenzie Investments' sister company, the Investors Group, 83% plan to invest just as much in RRSPs in 2011, as they did the previous year. Perhaps that’s not surprising, when you consider that 76% of Canadians say they have an RRSP or plan to open one in the coming year. "They have used RRSPs as the cornerstone of their personal investment and savings plan for many years and it is encouraging to see this level of continued commitment," said Jack Courtney, Assistant Vice-President, Advanced Financial Planning, Investors Group. "Keeping your long-term objectives in mind is very important when making investing decisions and a personal financial plan is a definite asset in that regard."

To help you keep your RRSP investment strategy on track, click on Your RRSP Checklist for 2012.


Investing 101

Carol BezaireWhat's in your TFSA



Since 2009 Canadians have been allowed to put $5000 annually into their Tax-Free Savings Accounts. If you haven't made a contribution, you can now put $20,000 into your TFSA, making it an increasingly important investment tool.

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Family Finance

Ten ways to improve your personal finances in 2012


When it comes to our personal finances, it’s easy to set targets but it’s awfully hard to hit them. That’s why we recommend hiring a financial advisor who can look at your situation, propose options and help steer you toward your goals. In the meantime, here are ten financial resolutions you might want to consider.

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Personal Tax Strategy

Tax tip of the month

Income splitting can reduce your taxes.

Individuals age 60 or above and have participated in the Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) program can assign 50% of their taxable CPP/QPP benefits to their spouse or common-law partner. This income-splitting strategy can save on family taxes, particularly if one of the spouses continues to work.

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Manager views

Looking for a way to invest outside of Canada?

Take a look at Mackenzie Ivy Foreign Equity Fund

With Europe’s finances crumbling as worries over a global slowdown increase, it’s not surprising that Canadians are investing close to home. In fact, according to a recent survey by HSBC Canada, even wealthier people (investable assets of at least $100,000) have 74% of their investments in Canada. 

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